Terms and Conditions
Last updated: January 2026
These terms establish the rules for using convante.com. By browsing our site, you accept these conditions. We ask that you read them carefully—they're written in plain language so you understand exactly what to expect from us and what we expect from you.
1. What We Are and What We're Not
Convante is a financial education platform. We publish articles, guides, and resources to help you better understand personal finance. However, we're not a regulated financial institution—we don't manage investments, don't grant credit, and don't provide personalized advice. Think of us as a financial library, not a bank or financial advisor.
2. About Our Content
The material we publish serves informational and educational purposes. We strive to offer accurate and up-to-date information, but the financial world changes constantly. Before making important decisions about your money, consult with a certified professional who can evaluate your particular situation. Return examples we mention are illustrative and don't predict actual results.
3. Appropriate Use
You're welcome to read, learn, and share our content with family and friends. What's not allowed: systematically copying our articles to republish them, using bots to extract content en masse, attempting to breach site security, or using our platform for activities that violate Peruvian law.
4. Copyright
Original texts, designs, and the Convante brand belong to us and are protected by Peruvian intellectual property legislation. Images we use come from stock photo banks with appropriate licenses. If you wish to use our content for commercial or formal educational purposes, write to us to discuss it.
5. Scope of Our Liability
We do our best to offer useful and accurate information, but we can't guarantee all content is error-free or suitable for your specific situation. If you make financial decisions based on what you read here and don't get expected results, we cannot assume responsibility for those consequences. Financial education is a tool, not a guarantee of success.
6. Links to Other Sites
We occasionally link to external resources we consider valuable. These sites operate independently and have their own policies. We don't control their content nor answer for it. We suggest reviewing the terms of any external site before providing personal information.
7. Changes to These Terms
We may update these terms when necessary. If we make significant changes, we'll clearly indicate it on the site. The 'last updated' date at the top of this page lets you know when the most recent revision was. Continuing to use the site after changes implies your acceptance.
8. Legal Framework
This agreement is governed by the laws of the Republic of Peru. In case of controversy, parties will attempt to resolve it in good faith through direct communication. If this isn't possible, Lima courts will have exclusive jurisdiction to resolve any dispute.
Convante S.A.C. | RUC: 20609876543 | Jurisdiction: Republic of Peru